Terms of Use

Nordic Financial News (nordicfinancialnews.com)
Operated by LBLD AB
Last updated: September 13, 2026

1. Agreement to Terms

By accessing or using Nordic Financial News ("NFN", "the Service"), operated by LBLD AB, a Swedish aktiebolag doing business as Nordic Financial News ("we", "us", "our"), you agree to be bound by these Terms of Use. If you do not agree, do not use the Service.

2. Description of the Service

NFN is an AI-powered financial news aggregation platform covering Nordic markets. The Service provides curated articles, AI-generated stories and event summaries, company tracking across Nordic exchanges, watchlists, search functionality, and an API for programmatic access.

3. Eligibility

You must be at least 16 years old to use the Service. By creating an account, you represent that you meet this age requirement and that any information you provide is accurate and complete.

4. Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us immediately at hello@nordicfinancialnews.com if you suspect unauthorised access.

We reserve the right to suspend or terminate accounts that violate these Terms or that we reasonably believe are being used fraudulently.

5. Subscriptions and Payments

Certain features of the Service require a paid subscription. By subscribing, you agree to:

Pay all applicable fees at the time of purchase.
Provide accurate billing information to our payment processor, Stripe.
Authorise recurring charges for subscription renewals unless you cancel before the renewal date.

Cancellation

You may cancel at any time via your account settings. Cancellation takes effect at the end of the current billing period. No partial refunds are provided for unused time.

EU Consumer Rights

If you are a consumer in the European Union, you may have a statutory right to withdraw from your purchase within 14 days. By subscribing and accessing the Service immediately, you acknowledge and consent to the immediate performance of the service and understand that you may lose your right of withdrawal.

Price Changes

We may change subscription pricing with at least 30 days' notice. Continued use after a price change constitutes acceptance of the new pricing.

Refunds

Except where required by law, fees are non-refundable. Contact hello@nordicfinancialnews.com for refund enquiries.

6. Acceptable Use

You agree not to:

Use the Service for any unlawful purpose.
Attempt to gain unauthorised access to the Service, other accounts, or our systems.
Scrape, crawl, or harvest content from the Service by automated means, except through the official API or MCP server in accordance with your subscription plan.
Redistribute, resell, or republish content from the Service without written permission, except as permitted by Section 8.
Interfere with or disrupt the Service or its infrastructure.
Use the Service to transmit malware, spam, or other harmful content.
Circumvent rate limits, access controls, or other technical restrictions.

7. API and MCP Usage

Access to the NFN API and MCP server is subject to your subscription plan, including rate limits and usage restrictions.

You agree not to:

Exceed rate limits or attempt to circumvent them.
Use the API or MCP in a way that degrades service performance.
Use the API or MCP as a substitute backend for a competing product.

All data retrieved through the API or MCP is subject to the same restrictions set out in Section 8 (Use of NFN Content) and Section 9 (Intellectual Property).

We may monitor usage and suspend or revoke access at any time for violations or abuse.

We do not guarantee:

Continuous availability of the API or MCP.
Backwards compatibility of endpoints.
Any specific performance or latency.

We may modify or discontinue API or MCP features at any time.

8. Use of NFN Content

The content available through the Service — including article metadata, machine-translated or paraphrased titles, generated summaries and stories, company data, event data, financial data, and any other material we deliver (collectively, "NFN Content") — is licensed to you for your personal use or your organisation's internal business purposes, subject to this section. The Service does not deliver publishers' original articles, and nothing in these Terms grants any rights in them.

Permitted internal use

Within the limits of your subscription plan, you may:

Retrieve NFN Content through the Service, and by automated means through the official API or MCP server.
Store NFN Content internally and combine it with your own or third-party data.
Analyse NFN Content, including backtesting, running models over it, and evaluating the results.
Build internal tools, agents, and predictive models that use NFN Content, or data derived from it, as inputs.
Process NFN Content with third-party tools and AI services acting on your behalf, provided they are bound by confidentiality, do not retain NFN Content beyond what the processing requires, and do not use it to train their own models.
Keep the results of your analysis — predictions, scores, metrics, and similar derived data that do not reproduce substantial NFN Content. These results are yours.

Restrictions

You may not, without our prior written consent:

Use NFN Content to create, operate, or contribute to any product, service, dataset, or application offered to third parties that is substantially similar to or competitive with the Service, in whole or in part. Internal tools and datasets used as permitted above are not restricted by this clause.
Redistribute, sublicense, resell, syndicate, publish, or make NFN Content available to third parties, whether through an API, data feed, dataset, embedded content, email distribution, or any other means, except for processing on your behalf as permitted above.
Use NFN Content as training or fine-tuning data for any model intended to generate, translate, summarise, or otherwise reproduce news content or NFN Content. Running existing models over NFN Content in internal workflows, as permitted above, is not restricted by this clause.
Frame, mirror, or present NFN Content on any external website or application in a way that could give the impression that it originates from a source other than NFN.

Brief excerpts

You may publicly quote brief excerpts of NFN Content (not exceeding 200 words per article or story) for the purposes of commentary, criticism, or research, provided you clearly attribute the content to Nordic Financial News and include a link to the original content on the Service. This exception does not permit systematic or bulk publication.

Retention after your subscription ends

If your subscription ends, other than by termination for breach of these Terms, you may keep NFN Content you retrieved while subscribed, and any results derived from it, for internal use. The restrictions in this section continue to apply to that content.

Enforcement

We actively monitor for violations of these restrictions. If we determine, in our reasonable judgement, that you have breached this section, we may immediately suspend or terminate your account, revoke API and MCP access, and pursue any available legal remedies, including claims for damages and injunctive relief. You agree that a breach of this section would cause irreparable harm to LBLD AB for which monetary damages would be inadequate, and that we are entitled to seek injunctive relief without the need to post a bond.

9. Intellectual Property

All content, design, code, and trademarks associated with the Service are owned by or licensed to LBLD AB and are protected by applicable intellectual property laws.

Our Content

Articles, stories, summaries, and other content provided through the Service may include AI-generated material and content aggregated from third-party sources. We make reasonable efforts to attribute sources where applicable. The selection, arrangement, and presentation of content on the Service constitutes a protectable compilation.

Your Use

Your subscription grants you a limited, non-exclusive, non-transferable, revocable licence to access, retrieve, store, and use NFN Content for your personal or internal business purposes, as permitted by Section 8 and in accordance with your subscription plan. The retention rights in Section 8 survive the end of your subscription. This licence does not transfer any ownership interest in NFN Content to you.

10. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, whether express, implied, or statutory.

Please also read our Disclaimer for important information about the limitations of the content provided through the Service.

Not Financial Advice

Content provided through the Service is for informational purposes only and does not constitute financial, investment, legal, or tax advice. We do not recommend or endorse any particular investment, security, or strategy. You should consult a qualified professional before making any financial decisions.

Accuracy

While we strive for accuracy, we do not guarantee that content — including AI-generated summaries and translations — is complete, accurate, or up to date. Content aggregated from third-party sources is subject to the accuracy of those sources.

Availability

We do not guarantee uninterrupted or error-free access to the Service.

No Reliance

You agree not to rely on the Service as the sole basis for any financial or investment decision. Information may be incomplete, delayed, or inaccurate.

11. Limitation of Liability

To the maximum extent permitted by applicable law, LBLD AB shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to loss of profits, data, or business opportunities.

Our total aggregate liability, regardless of the legal theory, shall not exceed the amount you have paid us in the 12 months preceding the claim.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for fraud or wilful misconduct.

12. Indemnification

You agree to indemnify and hold harmless LBLD AB from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any third-party rights.

13. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, including where you breach these Terms or where reasonably necessary to protect the Service, other users, or our legal interests. We will provide reasonable notice where practicable. You may terminate your account at any time by contacting us or using the account deletion feature.

Upon termination, your right to use the Service ceases immediately. Sections that by their nature should survive termination (including Use of NFN Content, Intellectual Property, Disclaimer, Limitation of Liability, Indemnification, and Governing Law) will continue to apply.

14. Modifications to the Service and Terms

We reserve the right to modify, suspend, or discontinue any part of the Service at any time. We will provide reasonable notice of material changes.

We may update these Terms from time to time. Material changes will be communicated via the Service or by email. Your continued use after changes take effect constitutes acceptance of the updated Terms.

15. Governing Law and Disputes

These Terms are governed by the laws of Sweden, without regard to conflict of law principles.

Any disputes arising from or relating to these Terms or the Service shall be resolved by the courts of Sweden. If you are a consumer resident in the EU, you may also have the right to bring proceedings in the courts of your country of residence.

For EU consumers, you may also use the European Commission's Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and LBLD AB regarding your use of the Service.

18. Contact

For questions about these Terms, contact:

LBLD AB (doing business as Nordic Financial News)
Email: hello@nordicfinancialnews.com
Website: https://nordicfinancialnews.com